quality, service, and value
KANSAS CITY TITLE
protect your most important asset... YOUR HOME.
At ReeceNichols, we want to make sure that you enjoy the entire home-buying process—from beginning to end. That’s why we’ve partnered with Kansas City Title to make your home closing easy and stress-free.
Kansas City Title is all about making customers happy. They handle 9,000 transactions every year—with a 99% customer satisfaction rate. And their 10 closing centers throughout the Kansas City metro area make it easy and convenient to complete the documents on your new home or your refinance.
The best thing about Kansas City Title? Their thorough, friendly staff will make sure that all of your documents are correct, the right funds are available for your purchase and your deeds and title insurance all line up. And if an issue does come up, their team will handle it proactively to minimize any impact to you and your family.
That’s peace of mind—so you can be sure that your purchase or refinance run smoothly, without any issues. Want to learn more about our home title services? Visit KansasCityTitle.com.
Title insurance is insurance against loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens. It will cover you if a problem regarding title defects or legal ownership arises that was not discovered during the title search. Title insurance, and the search and examination process that takes place before a policy is issued, assures the homebuyer that the title to their property is clear, and that they are protected from any future challenges to their title. It protects the buyer’s home investment and assures the buyer that the property is really his or hers.
There are two types of title insurance:
The difference between a Loan Policy and an Owner’s Policy is the length that each policy stays in effect. A Loan Policy expires when the loan is paid in full and an owner’s policy protects the owner’s in the property for as long as they or their heirs have an interest in the property.
A typical title examination includes the search of numerous public documents, including tax records, court judgments, prior deeds and encumbrances, and federal and state records. The title agent is looking for items like prior mortgages, judgments, liens, street and sewer assessments, special taxes and levies, and numerous other matters that could affect the status and marketability of the title. The customer will receive a title commitment when title insurance is ordered which is the results of the title search, so that any issues shown can be corrected prior to the purchase.
Your title insurance is assurance to you that the land ownership rights that come with your real estate investment remain yours for as long as you have an interest in your property. If you encounter a defect with your title, your title insurance policy is there to protect your interest.
There are only a few things in life more important than protecting your home. The following matters are examples of why you need a Title insurance policy issued by Kansas City Title. Remember that the best title examination or search cannot protect your equity and home from matters not appearing in the public records. However, an Owners policy, subject to its terms, issued by Kansas City Title policy can protect you from: